Ubezpieczenia w budownictwie (cz. 1)
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Ubezpieczenia w budownictwie (cz. 1)
UBEZPIECZENIA WE FRANCJI MIESI CZNIK UBEZPIECZENIOWY GA!.2>-# (%*(A84!.2#;(1-<(B =(-.2>- 8(-(!4+!.2#4-2*"%!?12>;($* *(,+!1-&.*(%*(81-#,)%2 *1@(+/!1#,8(A84!."*%#6!;(.(BCDE(/<(-!,)*F&(.+/!.*4-!%#(!A!.2>- !.#(8A#-+2#1-#%2*(4-2#,2312!"#)%2#$(!4+!.2#4-2*"%!?12<( !"#$%&!'$#"( K !"#!$%&#'(!$)'*+,-!$.!$/'%,$01.12'$ )'(/3!4+!$/.25#6$7$2'4/82(84*9+:$05"48$ )'#;+'31$;'-,$%1<$)'*+,-4+=38$#'$'#)'> (+8#.+!?4'@*+6$ ?&*.'(1;$;';8438;$ 98/3$'#%+50$'%+823&$%&#'(?!48-':$-#1"$ .!/!#1$'#)'(+8#.+!?4'@*+$/,$'#;+8448$ ($.!?8"4'@*+$'#$38-':$*.1$/.2'#!$)'(/3!A!$ )0.8#$*.1$)'$389$*.144'@*+6 B#$;';843&$'#%+'0&$'%+823&$%&#'(?!> 48-':$'#)'(+8#.+!?4'@<$&*.8/34+25($)0'> *8/&$%&#'(?!48-'$98/3$30'9!2+8-'$0'#.!9&C !"#"$%&"'()"$*'+,-".$- / ( !"!#$%&'(&' )!"*!%$'!+,-.&/&#$:$!036$DEFG>H$K'#82/&$ *1(+?48-'I$J$(12'4!(*!$98/3$.'%'(+,> .!41$#'$4!)0!(1$(/.1/32+*K$4+8)0!(+> #A'('@*+:$9!2+8$&9!(4+,$/+=$($*+,-&$0'2&$ '#$'#%+'0&$'%+823&$%&#'(?!48-': !"#"$%&"'0#"!+,1/!- /'2*$3%&/$/!"$+" ( !"!#$%&'(&'01#'*1#+$%1##&/&#$:$ !"!#$%&'0%&##!2&:$!036$DEFG>L$K'#82/&$ *1(+?48-'I$J$'%'(+,.&98$)0.8.$'208/$ *'$4!9;4+89$G$?!3$+$#'31*.1$8?8;8435($ (12'M*.84+!$+$(1)'/!"84+!$4+8'%9=> 31*K$-(!0!4*9,$#.+8/+=*+'?834+,: !"#"$%&"',4+-(+5%+/.-)$+" ( !"!#$%&' (3+&##!2&:$!036$DEFG$+$DEFG>N>D$K'#82/&$ *1(+?48-'I$J$#'31*.1$/.25#:$9!2+8$;'-,$ )'(/3!<$($(14+2&$(12'41(!4+!$)0!*$ %&#'(?!41*K:$!$23508$/3(!0.!9,$.!-0'"8> 4+8$#?!$/3!%+?4'@*+$'%+823&$%&#'(?!48-'$ ?&%$#'31*.,$98#48-'$.$98-'$8?8;8435($ 2'4/30&2*1941*K$?&%$(1)'/!"84+!:$ *.14+,*$-'$4+8.#!341;$#'$&"132'(!4+!$ .-'#4+8$.$)0.8.4!*.84+8;6 7$.(+,.2&$.$'#)'(+8#.+!?4'@*+,:$9!2!$ /)'*.1(!$4!$(12'4!(*!*K$0'%53:$ ($DFEOP06$.'/3!A1$()0'(!#.'48$'%'(+,.> 2'(8$&%8.)+8*.84+!C$#.+8/+=*+'?834+89$ '#)'(+8#.+!?4'@*+$*1(+?489$&*.8/34+25($ )0'*8/&$%&#'(?!48-':$3.(6$&%8.)+8*.84+8$ -(!0!4*9+$#.+8/+=*+'?834+89:$!$(0!.$.$4+;$ &%8.)+8*.84+8$/.25#$0.8*.'(1*K$)'(/3!> A1*K$($'%+82*+8$%&#'(?!41;6$Q'$'/3!34+8$ ;&/+$)'/+!#!<$+4(8/3'0:$!$98-'$*8?8;$98/3$ )0.1/)+8/.84+8$/R4!4/'(!4+!$4!)0!(1$ )'(/3!A1*K$/.25#:$-#1"$98/3$'4'$(1)A!> *!48$4+8$*.82!9,*$4!$&/3!?84+8$)'#;+'3&$ '#)'(+8#.+!?48-':$!$&%8.)+8*.1*+8?'(+:$ 23501$98$(1)A!*+A:$)0.1/A&-&98$4!/3=)4+8$ 0'/.*.84+8$08-08/'(8$#'$)'#;+'35($'#> )'(+8#.+!?41*K6$ Mec. Iwona Jowik – wspólnik zarządzający Kancelarii Copernic Avocats. Avocat à la Cour należąca do Paryskiej Izby Adwokackiej od roku 1998 r. 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Decyzja Biura nie skutkuje jednak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pieczenia /.25#$4!$%&#'(+8$?&%$&%8.)+8> *.84+!$#.+8/+=*+'?834+89$'#)'(+8#.+!?4'@*+$ *1(+?489$&*.8/34+25($%&#'(1$($;'> ;84*+8$0'.)'*.=*+!$0'%53$%&#'(?!41*K $#,)(-*6/!H!%&( */>(4!(,-#?128('2#,231&(+!-A*.2#%2*(.!"%!?12(2(I("8A(6/-&.%>(.(.&,! !?12( DJK)&,<K#8/!< V'4!#3':$%0!2$&%8.)+8*.84+!$-(!0!4*9+$ #.+8/+=*+'?834+89$)'*+,-!$.!$/'%,$'#)'> 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